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IberiaBank


IberiaBank Classic Standard Visa ®
IberiaBank Classic Standard Visa®

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The cost of credit as a yearly rate based on credit card purchases only. APR: 7.25% *variable rate
Type of Card accepted by Merchants. These include Visa, Mastercard, American Express and Discover. Card Type: Visa
The type of credit card. There is Standard, Student, Business, and Secured Category: Standard
The credit rating needed to be able to qualify for this credit card. Credit Needed: Fair Credit,Good Credit,Excellent Credit
Yearly fee charged for this account. Annual Fee: $0.00
Fee to add additional cards to your account. Additional Card Fee: $5.00
The fee charged to transfer a balance from a different credit card to another. Balance Transfer: $2% of the transfer amount
The Annual Percentage Rate for cash advances Cash Advance APR: 12.75%
A fixed fee and/or a percentage of your total cash withdrawal that you pay for withdrawing cash with your card. Cash Advances: 5% (minimum fee $5, maximum $100)
Features for this card. Card Features:
  • Full-feature Platinum MasterCard secured credit card
  • No credit history or minimum credit score required for approval
  • Monthly reporting to all 3 major credit bureaus to establish more credit history
  • Quick & complete online application
  • Secured by your deposit of $300 - $2,000
  • 24/7 access to your account online
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