The cost of credit as a yearly rate based on credit card purchases only. APR: |
9.25% *variable rate |
Type of Card accepted by Merchants. These include Visa, Mastercard, American Express and Discover. Card Type: |
Visa |
The type of credit card. There is Standard, Student, Business, and Secured Category: |
Rewards |
The credit rating needed to be able to qualify for this credit card. Credit Needed: |
Fair Credit,Good Credit,Excellent Credit |
Fee to add additional cards to your account. Additional Card Fee: |
$5.00 |
The fee charged to transfer a balance from a different credit card to another. Balance Transfer: |
$2% of the transfer amount
Introductory APR for six billing periods from the date of the balance transfer check. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.* |
The Annual Percentage Rate for cash advances Cash Advance APR: |
14.75% |
A fixed fee and/or a percentage of your total cash withdrawal that you pay for withdrawing cash with your card. Cash Advances: |
Either $5 or 5% of the amount of each transfer, whichever is greater (maximum fee: $100) |
Features for this card. Card Features: |
No annual membership feeEarn 1 bonus point for every $1 in qualifying net retail purchasesTurn your points into hotel, gift, or experience rewardsTravel accident coverage up to $1,000,000Online access to credit card account informationLow variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on thecreditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period.Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as yourassigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. |
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